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Whether you are buying a new car, consolidating credit card debt or just need a little extra cash, we have personal loan options that will fit your needs. Contact one of our friendly loan officers today!
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Unsecured Installment Loans
FNB offers unsecured installment loans that are an excellent alternative to payday or credit card cash advances. In addition to offering a low, affordable interest rate, they also provide loan insurance. In addition to this, the bank has an online money management tool that allows borrowers to set goals, create budgets, track spending and determine net worth.
Borrowers must meet certain qualifications to qualify for an unsecured personal loan. These qualifications include a good credit score and income. In addition, they must be prepared to repay the loan amount in a timely manner. Failure to repay can lead to a denial of the loan or the loan being sent to debt collection agencies.
Borrowers can use an unsecured personal loan to make home improvements, pay off higher-interest debt or cover large expenses. They can even consolidate debt to lower their monthly payments. To apply, borrowers must present a salary slip and bank statements. Applicants can also download the mobile application to check their balance, deposit checks, view statements and pay bills. This service is free of charge.
Home Equity Loans
Home equity loans allow you to use the value of your home as collateral for a loan that offers flexible terms, a predictable monthly payment and competitive interest rates. These loans can be used for a variety of purposes, including debt consolidation, major purchases and more. Talk with a home equity loan specialist to determine which option is best for you.
Whether you’re ready to buy your dream home but haven’t sold your current one or you sanlam student loan need to bridge the gap until your new home is built, FNB has you covered with this innovative mortgage product. Featuring optimal pricing and favorable loan-to-value ratios, FNB’s Homeownership Plus provides enhanced borrowing power to consumers in diverse neighborhoods.
Unlock the value of your home with a revolving line of credit that gives you access to funds when you need them, paying only for the amount you borrow. You can borrow up to 85 percent of your home’s equity, which is calculated as the difference between your home’s value and what you still owe on the mortgage.
Vehicle Loans
Whether you’re looking for a new vehicle or want to finance that boat or RV, we have financing options that can help. Get pre-qualified online, or talk to a personal banker for full details.
We offer a variety of term loan products to suit your needs, including competitive rates and terms up to 72 months. You can also receive a rate discount for automatic payment from an FNB deposit account.
The purchase of a vehicle is an exciting venture. Let us help you find the vehicle that’s right for you and your family with financing from a local bank with 100 years of experience and lenders who care.
The FNB CashPlease Small Dollar Loan is a short-term online lending product that is only available to FNB customers ages 18 and older with an eligible deposit account1. Checking accounts eligible for the product include Lifestyle, Freestyle, Student, Workplace First, or Premierstyle checking. The loan is subject to credit approval. A late charge will be assessed if the scheduled payment is not made by the due date.
Personal Loans
Obtain access to the funds you need to cover unplanned expenses or make that special purchase with an installment loan from FNB. You can use savings accounts*, certificates of deposit*, mutual funds and stocks as collateral for your personal loan. A personal loan is a great alternative to payday loans and credit card cash advances that carry high interest rates.
Our Personal Loan Specialists can help you choose the right type of personal loan for your situation and budget. Get started by completing our online Pre-qualification application. It won’t affect your credit score and can help you decide what options are best for you.
FNB CashPlease Small Dollar Loans are a short-term online loan option that is only available to active FNB checking account holders ages 18 and over with an eligible checking account1. Checking accounts include: Lifestyle, Freestyle, Student, Premierstyle, Workplace Banking Select and Private Banking Select. Loans are subject to normal underwriting/credit approval. Loan terms and conditions may vary by state. APRs are accurate as of April 10, 2019. See a personal banker for details.
Real Estate Loans
Get the money you need to buy a home, upgrade or repair your current home, pay off debt or make other personal purchases. FNB offers several mortgage options to meet your needs.
Enjoy a low rate and competitive terms with a flexible loan that allows you to borrow funds as needed. Term options include 5, 7 and 10 years. Discount available for automatic payment from an FNB deposit account.
Your dream home is closer than you think. A construction loan from FNB can help you take the next step towards owning a new home.
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